From crypto to cash in seconds.
Pay bills, send money, and spend anywhere — all the control of a wallet, all the convenience of a bank. Powered by FCA/MiCA-regulated partners. Your keys, your funds, always.
Send digital £/$/€ to any bank account — converted by regulated partners over Faster Payments, SEPA, or SWIFT.
Recurring payments with a strict ceiling you set. Cancel instantly — no notice period, ever.
Virtual & physical Visa/Mastercard. Apple/Google Pay, full controls, spend your existing balance anywhere.
Built into every part of Vaulty
All actions flow through your existing security, alerts, and 3D Vault experience.
Higher scores unlock lower fees, larger limits, and better conversion rates.
Configure zones to allow or block bank transfers and card spending by context.
Every transfer, mandate run, and card charge can ping your Telegram instantly.
Balances and recent activity surface live inside the Vault and Explorer Mode.
How money moves — safely
- 1Hold digital £/$/€
Regulated, 1:1-backed stablecoins live in your non-custodial wallet.
- 2Choose an action
Bank transfer, mandate, or card swipe — initiated by you, signed locally.
- 3Partner converts
Licensed e-money issuer converts and routes through Faster Payments / SEPA / SWIFT / Visa.
- 4Recipient gets paid
Arrives as a normal bank payment or card authorisation. Vaulty never holds the funds.
Better than a bank
- No frozen accounts — you hold the keys
- Instant cancellation on every mandate
- Transparent fees shown before every action
- Works anywhere Visa/Mastercard is accepted
Beyond a crypto wallet
- Pay any UK/EU/global bank account
- Direct-debit-style mandates with hard caps
- Real card you can tap at the till
- Telegram + 3D Vault notifications built in
